Life Policy
Essentially, it’s a means of spreading financial
risk among a large number of people who pay into a fund or pool. In this way, the
cost is minimized for those who suffer an unexpected misfortune
Term 10-100
- Benefits from $100,000 up to $10,000,000
- Individual or Joint Plans offered
- Estate Protector Term Rider
- Children Level Term Rider
Whole Life
- Benefits: $3,000 - $250,000
- Whole Life with or without Cash Values
- Terminal Illness Benefit
Universal Life
- Benefits up to $1,000,000
- Whole Life plus Term Life plus Investment
- Optional Critical Illness Benefit
- Optional Level Term Child Rider
Simplified Life
- Only for clients with a limited health condition
- Benefits: $3,000 - $100,000
- Limited coverage for the first two years
A qualified life insurance agent can help you work out a more comprehensive financial needs analysis.